Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Lisa Herrington & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent. Find Anchorage, Eagle River and Girdwood Homes - Find Anchorage, Eagle River and Girdwood, Alaska real estate listings & homes for sale provided by Lisa Herrington & Associates, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Lisa Herrington & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Lisa Herrington & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent. Anchorage, Eagle River and Girdwood Information - Find local information on Anchorage, Eagle River and Girdwood, Alaska including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Lisa Herrington & Associates, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Lisa Herrington & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent. About Lisa Herrington & Associates - Information about Lisa Herrington & Associates including testimonials, guarantees, credentials, and contact information. Learn why Lisa Herrington & Associates is a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent. 
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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Lisa Herrington & Associates
Dynamic Properties
255 E. Fireweed, Suite 102
Anchorage, AK. 99503
Phone: 907 646-0525
Cell: 907 229-6822
Fax: 907 279-8234
Email: lisaherrington@NUMBER1EXPERT.com
Lisa Herrington has more than 25 years of experience as a licensed Realtor in Anchorage, Alaska. She knows the challenges newcomers face when moving to Alaska’s biggest city, from choosing the right neighborhood to making new friends, and she has helped hundreds of families relocate to Anchorage.   
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